Rodney D. Gallman

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Real Estate Tips

The 2025 Buyer’s Secret Weapon: How to Secure a Sub-5% Mortgage Today

As we approach the final weeks of 2025, savvy home buyers are finding a way to bypass the stubborn affordability challenges of the resale market by targeting new construction inventory. Major home builders, under immense pressure to close their fiscal books before the year ends, are aggressively offering mortgage rate buydowns that can lower interest rates significantly below the current market average. This financial strategy allows buyers to secure move-in ready homes with monthly payments that are hundreds of dollars less than comparable existing properties, making it the definitive “secret weapon” for real estate acquisition this quarter.

16NOV

What to Expect in the 2026 Housing Market

The U.S. housing market may shift significantly in 2026, with the National Association of Realtors projecting a 14% rise in home sales and a 4% increase in prices. These trends suggest a more active market for sellers and growing urgency for buyers. Understanding the forces behind this forecast and preparing strategically will be key to making smart real estate decisions.

09NOV

What Buyers Get Wrong About Mortgage Rates

Mortgage rates in early November 2025 are hovering near an average of 6.26 percent for a 30-year fixed mortgage in the United States, and that number alone forces buyers to think far more strategically. Yet the real danger is not the rate itself, but three expensive errors many buyers make because they do not fully prepare for the financing stage.

Los Angeles, Los Angeles County

Los Angeles is a city in Los Angeles County, California. The city is located at 34°3’8”N and 118°14’37”W. According to the United States Census Bureau, the city’s population was 3,928,864. According to the last census, the median income for a household in the city was 52,024. Please visit the city page on my website and you’ll be able to see all real estate data and detailed Los Angeles statistics.

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https://real-estate-website.net/myre/images/images_city/CA/ChIJE9on3F3HwoAR9AhGJW_fL-I/1_700.jpg@https://real-estate-website.net/myre/images/images_city/CA/ChIJkYgocFYl6IARJi7MRwF6Lo0/1_700.jpg@https://real-estate-website.net/myre/images/images_city/CA/ChIJP9YI-akd6IARWozqsnEtt5M/1_700.jpg@https://real-estate-website.net/myre/images/images_city/CA/ChIJq0fR1gS8woAR0R4I_XnDx9Y/1_700.jpg
Los Angeles, Los Angeles County@Thousand Oaks, Ventura County@Malibu, Los Angeles County@Beverly Hills, Los Angeles County
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Los Angeles is a city in Los Angeles County, California. The city is located at 34°3'8''N and 118°14'37''W. According to the United States Census Bureau, the city's population was 3,928,864. According to the last census, the median income for a household in the city was 52,024. Please visit the city page on my website and you'll be able to see all real estate data and detailed Los Angeles statistics. @Thousand Oaks is a city in Ventura County, California. The city is located at 34°10'14''N and 118°50'15''W. According to the United States Census Bureau, the city's population was 129,342. According to the last census, the median income for a household in the city was 108,322. Please visit the city page on my website and you'll be able to see all real estate data and detailed Thousand Oaks statistics. @Malibu is a city in Los Angeles County, California. The city is located at 34°1'33''N and 118°46'47''W. According to the United States Census Bureau, the city's population was 12,958. According to the last census, the median income for a household in the city was 125,915. Please visit the city page on my website and you'll be able to see all real estate data and detailed Malibu statistics. @Beverly Hills is a city in Los Angeles County, California. The city is located at 34°4'25''N and 118°24'1''W. According to the United States Census Bureau, the city's population was 34,871. According to the last census, the median income for a household in the city was 102,415. Please visit the city page on my website and you'll be able to see all real estate data and detailed Beverly Hills statistics.

I know everything about Real Estate. Contact Me!

Rodney D. Gallman

CitiHome

20750 Ventura Blvd. Ste.103 Woodland Hills, CA 91364

Email: rodneydeegallman@gmail.com

Phone: (818) 634-5261

I am an experienced Realtor that enjoys keeping abreast of all the current real estate trends. Selling real estate is so progressive and offers a wide range of acquiring and selling real property, business opportunities and land investment opportunities. I provide outstanding real estate services at all times. My goal is and always will be to meet the needs of my clients and to all of those that come to me seeking real estate consultation. I would love to put my real estate skills to work for you and/or anyone that you should refer to me. Please call me today!

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